Why Finance Your Cardio Purchase?

Quick Decision

Apply and get a decision in seconds. See more

You can apply to get pre-qualified at any time. Just answer a few questions to see financing options available for you. You’ll get all the info you need to shop with confidence. See less

Flexible Options

We connect you with the right lending partner for you and your lifestyle. See more

Horizon works with Bread Pay to give you a full range of financing options. If 0% APR isn’t available to you at this time, there may be other loans for which you qualify. See less

Transparent Plans

No hidden fees or surprises. See more

You’ll know exactly what your monthly payments will be before you buy. There are no upfront costs. See less

Online Management

Get 24/7 access to your account and the ability to set up automatic payments. See more

Bread Pay will provide you with an online account so you can view your balance and see monthly statements. You’ll also be able to set up auto-monthly payments or make extra payments. See less

How the horizon financing
program works:

Apply to see all the finance options available to you.

Add a product to your cart and select “Checkout with Financing” in checkout.

Use the secure, online portal to select your finance option and complete your purchase.

After purchase, you’ll get an email to set up and manage your online account.

Questions?

Checking your eligibilitywon't affect your credit score.

Minimum purchase of $200.00 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rates range from 0.00% to 34.99% APR, resulting in, for example, 36 monthly payments of $38.19 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay® loans are made by Comenity Capital Bank, a Bread Financial® company.

Buy Now Pay Later

Why Finance Your Cardio Purchase?

Buy Now
Pay Later